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Robert Hoy

Loan Officer

NMLS ID 476444

rhoy@firstsavings.com
703-623-7857 phone
703-827-4620 office

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About Robert

15+ years of experience in the mortgage industry has allowed Roy to help thousands of people realize their dream of home ownership and the best ways to deliver excellent service. Serving and educating means listening, taking the time to explain the process, understanding product options, and being the most educated mortgage banker in the industry.

As a mortgage professional, Roy has earned the designation of Certified Military and Veteran Lending Professional. He is particularly focused on educating clients and other professionals about the VA benefits and opportunities provided for those who have served. Prior professional experience allows him to bring additional perspectives having worked in financial positions and as a corporate controller. Combined with an MBA in Finance this background allows him to feel comfortable working with complex financial situations.

Roy career started at the big 6 accounting firm KPMG, working as a Consultant for the Federal Services Group in Washington DC. After 12 years of the corporate world with many travel commitments a career change was in order. The mortgage banking industry offers the perfect combination of professional and personal challenge. Helping people realize one of their most important life goals is rewarding daily.

As a graduate of Old Dominion University (BSBA) and The George Washington University School of Business (MBA) and lifelong resident of Northern Virginia he has many connections to the local community. With his wife and four kids, they are active with many professional and personal organizations.

Other interests include tournament bass fishing, reading, and the recent pursuit to learn golf.

Currently licensed in Virginia, Maryland, Washington DC, North Carolina, and Delaware. Please contact him today to discuss your mortgage loan needs.

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Homebuyers

Whether you are a first time home buyer or purchasing your dream home, Robert will help you find the right financing solutions to meet your needs.

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Today's Rates

Mortgage Rates can change on a daily basis. Due to these fluctuations timing is everything. Robert specializes in understanding market trends.

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Refinance

Learn about refinancing your home to cash out on home equity, lower your rate and monthly payment. Robert can help.

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Products

Offering Several Different Loan Programs To Meet Your Needs

Take the time to learn more about the types of loans Robert provides

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Conventional Loans

Offering Fixed and Adjustable Rates, low down payment options, no mortgage insurance options and more.

FHA Homes Loans

The FHA home loan is a great option with flexibility in qualifying those with lower credit scores.

VA Loans

For our veterans and service members 100% VA loans and low down payment options for loans exceeding VA limits.

Refinance Loans

Learn about refinancing your home to cash out on home equity, lower your rate and monthly payment.

First Time Home Buyer

We are here to help with many home loan options for when you purchase your first home..

Jumbo Loans

First Savings Mortgage offers Jumbo and Super Jumbo mortgage options with competitive rates.

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