Call Robert Hoy 703-827-4620
Profile picture of Robert Hoy

Robert Hoy

Loan Officer

NMLS ID 476444
703-623-7857 cell
703-827-4620 office

Get it on Google Play Download on the App Store
Opting out of Credit Agency Marketing

Credit Agencies used in conjunction with your mortgage application (Equifax, Experian, Innovis and Transunion) often sell your information for marketing purposes. This can include credit card companies and other mortgage lenders. You have a right to opt-out of this marketing; to complete the opt-out please follow these steps:

  1. Go to
  2. Click the Click here to opt-in or opt-out button
  3. Select Electronic Opt-Out for 5 years or Permanent Opt-Out by Mail and click Continue
  4. Enter the required information and click Confirm
If you have questions, I have the answers.
I am always happy to help.
Apply with Robert

About Robert

15+ years of experience in the mortgage industry has allowed Rob to help thousands of people realize their dream of home ownership. He believes the best way to serve his customers is by delivering excellent service. Serving and educating means listening, taking the time to explain the process, understanding product options, and being the most educated mortgage banker in the industry.

As a mortgage professional, Rob has earned the designation of Certified Military and Veteran Lending Professional. He is particularly focused on educating clients and other professionals about the VA benefits and opportunities provided for those who have served. Prior professional experience allows him to bring additional perspectives having worked in financial positions and as a financial analyst corporate controller. Past work experience combined with an MBA in Finance allows him to feel comfortable working with complex financial situations.

Rob’s career started at the Big 6 accounting firm KPMG, working as a Consultant for the Federal Services Group in Washington DC. After 12 years in the corporate world and with many travel commitments a career change was in order. The mortgage banking industry offers the perfect combination of professional and personal challenge. Helping people manage one of their biggest investments realize one of their most important life goals is rewarding daily.

Rob is a lifelong resident of Northern Virginia he has many connections to the local community. He is a graduate of Old Dominion University (BSBA) and The George Washington University School of Business (MBA). With his wife and four kids, they are active with many professional and personal organizations. Other interests include hiking, tournament bass fishing, reading about history, and the recent pursuit to learn golf.

Currently licensed in Virginia, Maryland, Washington DC, North Carolina, and Delaware. Please contact him today to discuss your mortgage loan needs.

Home Icon


Whether you are a first time home buyer or purchasing your dream home, Robert will help you find the right financing solutions to meet your needs.

Graph Icon

Today's Rates

Mortgage Rates can change on a daily basis. Due to these fluctuations timing is everything. Robert specializes in understanding market trends.

Lightbulb Icon


Learn about refinancing your home to cash out on home equity, lower your rate and monthly payment. Robert can help.

What are you waiting for? Getting started is easy.
Email Robert


Offering Several Different Loan Programs To Meet Your Needs

Take the time to learn more about the types of loans Robert provides

Piggy Bank Icon
Flag Icon

Conventional Loans

Offering Fixed and Adjustable Rates, low down payment options, no mortgage insurance options and more.

FHA Homes Loans

The FHA home loan is a great option with flexibility in qualifying those with lower credit scores.

VA Loans

For our veterans and service members 100% VA loans and low down payment options for loans exceeding VA limits.

Refinance Loans

Learn about refinancing your home to cash out on home equity, lower your rate and monthly payment.

First Time Home Buyer

We are here to help with many home loan options for when you purchase your first home..

Jumbo Loans

First Savings Mortgage offers Jumbo and Super Jumbo mortgage options with competitive rates.

Stars Icon
Refinance Icon
Home Icon
Elephant Icon

Mortgage Calculator