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David Messineo

Senior Mortgage Banker

NMLS ID 204939
240-223-1617 office
703-564-4708 fax

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About David

In his 20th year of lending in DC, Maryland and Virginia. David’s goal is to give an in-depth, and clear view of your options and the process.

In today's market, you have to be able to trust and rely on your lender. David enjoys working closely with his clients and realtor partners. It is easy to throw out an interest rate; it takes knowledge and experience to truly take a deep look at the big picture, and help to form the best mortgage decisions. His first time homebuyers are now in their 2nd and 3rd houses, and David is grateful to be a part of their continued plan. Buying a home is possibly the largest liability anyone will incur, and managing and advising on that investment deserves the appropriate respect. David looks forward to speaking and working with you.

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Whether you are a first time home buyer or purchasing your dream home, David will help you find the right financing solutions to meet your needs.

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Today's Rates

Mortgage Rates can change on a daily basis. Due to these fluctuations timing is everything. David specializes in understanding market trends.

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Learn about refinancing your home to cash out on home equity, lower your rate and monthly payment. David can help.

What are you waiting for? Getting started is easy.
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"The process was easy thanks to the information and guidance we received. It is a pleasure to work with David and his team...."

Ralph G. Barney Circle, DC Updated August 2022

"He was clear and patient in explaining the complicated process to two first-time home buyers, went the extra mile to help us through a particularly tricky situation, and was always quick to respond to text messages or hop on a quick call to touch base. David was also great at just talking and listening to our many ways he was more shrink than loan officer. We are beyond thrilled with his service...."

Brett G. and Amy Q. Washington, DC Updated May 2022

"From our initial contact with David through the closing on our refinance, David provided clear and timely information on our refinance options, maintained excellent communication with us, and quickly followed up on any outstanding matters to ensure there were no delays in our closing… So, sincere thanks to both David and First Savings!..."

Andrew K. Silver Spring, MD Updated February 2022


Offering Several Different Loan Programs To Meet Your Needs

Take the time to learn more about the types of loans David provides

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Conventional Loans

Offering Fixed and Adjustable Rates, low down payment options, no mortgage insurance options and more.

FHA Homes Loans

The FHA home loan is a great option with flexibility in qualifying those with lower credit scores.

VA Loans

For our veterans and service members 100% VA loans and low down payment options for loans exceeding VA limits.

Refinance Loans

Learn about refinancing your home to cash out on home equity, lower your rate and monthly payment.

First Time Home Buyer

We are here to help with many home loan options for when you purchase your first home..

Jumbo Loans

First Savings Mortgage offers Jumbo and Super Jumbo mortgage options with competitive rates.

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