Call David Messineo 240-223-1617
Profile picture of David Messineo

David Messineo

Senior Mortgage Banker

NMLS ID 204939

dmessineo@firstsavings.com
240-223-1617 office
703-564-4708 fax

Get it on Google Play Download on the App Store
Opting out of Credit Agency Marketing

Credit Agencies used in conjunction with your mortgage application (Equifax, Experian, Innovis and Transunion) often sell your information for marketing purposes. This can include credit card companies and other mortgage lenders. You have a right to opt-out of this marketing; to complete the opt-out please follow these steps:

  1. Go to optoutprescreen.com
  2. Click the Click here to opt-in or opt-out button
  3. Select Electronic Opt-Out for 5 years or Permanent Opt-Out by Mail and click Continue
  4. Enter the required information and click Confirm
If you have questions, I have the answers.
I am always happy to help.
Apply with David

About David

In his 20th year of lending in DC, Maryland and Virginia. David’s goal is to give an in-depth, and clear view of your options and the process.

In today's market, you have to be able to trust and rely on your lender. David enjoys working closely with his clients and realtor partners. It is easy to throw out an interest rate; it takes knowledge and experience to truly take a deep look at the big picture, and help to form the best mortgage decisions. His first time homebuyers are now in their 2nd and 3rd houses, and David is grateful to be a part of their continued plan. Buying a home is possibly the largest liability anyone will incur, and managing and advising on that investment deserves the appropriate respect. David looks forward to speaking and working with you.

Home Icon

Homebuyers

Whether you are a first time home buyer or purchasing your dream home, David will help you find the right financing solutions to meet your needs.

Graph Icon

Today's Rates

Mortgage Rates can change on a daily basis. Due to these fluctuations timing is everything. David specializes in understanding market trends.

Lightbulb Icon

Refinance

Learn about refinancing your home to cash out on home equity, lower your rate and monthly payment. David can help.

What are you waiting for? Getting started is easy.
Email David

Testimonials

"The process was easy thanks to the information and guidance we received. It is a pleasure to work with David and his team...."

Ralph G. Barney Circle, DC Updated August 2022

"He was clear and patient in explaining the complicated process to two first-time home buyers, went the extra mile to help us through a particularly tricky situation, and was always quick to respond to text messages or hop on a quick call to touch base. David was also great at just talking and listening to our concerns...in many ways he was more shrink than loan officer. We are beyond thrilled with his service...."

Brett G. and Amy Q. Washington, DC Updated May 2022

"From our initial contact with David through the closing on our refinance, David provided clear and timely information on our refinance options, maintained excellent communication with us, and quickly followed up on any outstanding matters to ensure there were no delays in our closing… So, sincere thanks to both David and First Savings!..."

Andrew K. Silver Spring, MD Updated February 2022

Products

Offering Several Different Loan Programs To Meet Your Needs

Take the time to learn more about the types of loans David provides

Piggy Bank Icon
Flag Icon

Conventional Loans

Offering Fixed and Adjustable Rates, low down payment options, no mortgage insurance options and more.

FHA Homes Loans

The FHA home loan is a great option with flexibility in qualifying those with lower credit scores.

VA Loans

For our veterans and service members 100% VA loans and low down payment options for loans exceeding VA limits.

Refinance Loans

Learn about refinancing your home to cash out on home equity, lower your rate and monthly payment.

First Time Home Buyer

We are here to help with many home loan options for when you purchase your first home..

Jumbo Loans

First Savings Mortgage offers Jumbo and Super Jumbo mortgage options with competitive rates.

Stars Icon
Refinance Icon
Home Icon
Elephant Icon

Mortgage Calculator

Top