Call Brackton Pratt 703-827-4646
Profile picture of Brackton Pratt

Brackton Pratt

Senior Vice President/Production

NMLS ID 186937
703-827-4646 office

Get it on Google Play Download on the App Store
Opting out of Credit Agency Marketing

Credit Agencies used in conjunction with your mortgage application (Equifax, Experian, Innovis and Transunion) often sell your information for marketing purposes. This can include credit card companies and other mortgage lenders. You have a right to opt-out of this marketing; to complete the opt-out please follow these steps:

  1. Go to
  2. Click the Click here to opt-in or opt-out button
  3. Select Electronic Opt-Out for 5 years or Permanent Opt-Out by Mail and click Continue
  4. Enter the required information and click Confirm
If you have questions, I have the answers.
I am always happy to help.
Apply with Brackton

About Brackton

Making the mortgage process easy for you by,

Brackton has worked at First Savings Mortgage since 1996 and in that time has personally closed over $1.35 billion in residential loans. Customer service is his primary concern and he works closely with borrowers to make the process as easy as possible for them. He especially enjoys figuring out ways to structure financing for out of the box scenarios with the niche products First Savings has to offer.

A promise from Brackton is something you can depend on.

Please call him if you have an interest in purchasing, refinancing or just a general lending question. He looks forward to assisting you.

Home Icon


Whether you are a first time home buyer or purchasing your dream home, Brackton will help you find the right financing solutions to meet your needs.

Graph Icon

Today's Rates

Mortgage Rates can change on a daily basis. Due to these fluctuations timing is everything. Brackton specializes in understanding market trends.

Lightbulb Icon


Learn about refinancing your home to cash out on home equity, lower your rate and monthly payment. Brackton can help.

What are you waiting for? Getting started is easy.
Email Brackton


"Brackton and his team were exceptional. Very easy to work with and made the process simple for our loan. We would definitely use them again and recommend them to our friends and family...."

Sherif A. McLean, VA Updated August 2021

"You made what can be an arduous process easy!"

Lawren G. Falls Church, VA Updated August 2021

"I was very happy with the results and the process of Brackton's team. The best I have ever seen...."

Kyle K. West Palm Beach, FL Updated August 2021


Offering Several Different Loan Programs To Meet Your Needs

Take the time to learn more about the types of loans Brackton provides

Piggy Bank Icon
Flag Icon

Conventional Loans

Offering Fixed and Adjustable Rates, low down payment options, no mortgage insurance options and more.

FHA Homes Loans

The FHA home loan is a great option with flexibility in qualifying those with lower credit scores.

VA Loans

For our veterans and service members 100% VA loans and low down payment options for loans exceeding VA limits.

Refinance Loans

Learn about refinancing your home to cash out on home equity, lower your rate and monthly payment.

First Time Home Buyer

We are here to help with many home loan options for when you purchase your first home..

Jumbo Loans

First Savings Mortgage offers Jumbo and Super Jumbo mortgage options with competitive rates.

Stars Icon
Refinance Icon
Home Icon
Elephant Icon

Mortgage Calculator