Call Karen Doty-Clark 202-679-2109
Profile picture of Karen Doty-Clark

Karen Doty-Clark

Senior Mortgage Consultant

NMLS ID 192291
202-679-2109 cell
703-827-4626 office
703-564-4726 fax

Get it on Google Play Download on the App Store
Opting out of Credit Agency Marketing

Credit Agencies used in conjunction with your mortgage application (Equifax, Experian, Innovis and Transunion) often sell your information for marketing purposes. This can include credit card companies and other mortgage lenders. You have a right to opt-out of this marketing; to complete the opt-out please follow these steps:

  1. Go to
  2. Click the Click here to opt-in or opt-out button
  3. Select Electronic Opt-Out for 5 years or Permanent Opt-Out by Mail and click Continue
  4. Enter the required information and click Confirm
If you have questions, I have the answers.
I am always happy to help.
Apply with Karen

About Karen

Over 35 years' experience in the mortgage profession

First Savings is a local Lender where the entire mortgage process is handled in-house from origination to closing.

Home Icon


Whether you are a first time home buyer or purchasing your dream home, Karen will help you find the right financing solutions to meet your needs.

Graph Icon

Today's Rates

Mortgage Rates can change on a daily basis. Due to these fluctuations timing is everything. Karen specializes in understanding market trends.

Lightbulb Icon


Learn about refinancing your home to cash out on home equity, lower your rate and monthly payment. Karen can help.

What are you waiting for? Getting started is easy.
Email Karen


"Karen went above and beyond for us. This is my 4th time working with her and she is fantastic! She worked for us on weekends and at night. And we were able to close a few days early. She also helped walk us through some credit report issues which made a huge difference in our final loan amount and rate...."

Pamela D. Columbia, MD Updated November 2022

"Great experience! Karen is wonderful to work with!..."

Melanie M. Manassas, VA Updated August 2021

"Is there a higher rating than Excellent?! There is… it is called the Karen Doty-Clark level of excellence. Seriously the professionalism Karen exhibits is without question exceptional...."

Robin Q. & Tom R. Edinburg, VA Updated August 2021


Offering Several Different Loan Programs To Meet Your Needs

Take the time to learn more about the types of loans Karen provides

Piggy Bank Icon
Flag Icon

Conventional Loans

Offering Fixed and Adjustable Rates, low down payment options, no mortgage insurance options and more.

FHA Homes Loans

The FHA home loan is a great option with flexibility in qualifying those with lower credit scores.

VA Loans

For our veterans and service members 100% VA loans and low down payment options for loans exceeding VA limits.

Refinance Loans

Learn about refinancing your home to cash out on home equity, lower your rate and monthly payment.

First Time Home Buyer

We are here to help with many home loan options for when you purchase your first home..

Jumbo Loans

First Savings Mortgage offers Jumbo and Super Jumbo mortgage options with competitive rates.

Stars Icon
Refinance Icon
Home Icon
Elephant Icon

Mortgage Calculator