Richmond, Virginia: A Great Place to Live, Work, and Play
The capital of Virginia is historic and growing with opportunities for people of all ages. With more than 200,000 residents, Richmond is home to its own symphony, a medical college, and highly-rated universities. First Savings Mortgage is proud to represent property buyers as they relocate to, or within, the city.
Featured Posts
How to Buy a Fixer-Upper AND Have Enough Money for Renovations
Understanding Mortgage Forms: Verification of Rent
What is a Non-Qualified Mortgage Loan?
Mortgage Pre-Qualification vs. Pre-ApprovalMay 2019
- Mortgage Pre-Qualification vs. Pre-Approval
- 10 Reasons to Move to the DMV
- What Are The Different Types of Home Loans?
- What is a Construction Loan?
April 2019
- Should You Buy A Fixer-Upper or Move-In Ready?
- What Does a Loan Officer Do?
- What is the DC Open Doors Program?
- Can You Apply for a Home Loan Without a W2?
- How to Become a Loan Officer
- The Importance of Speaking with a Loan Officer on Your Home Buying Journey
- What is an Over-inflated Appraisal and How Does it Affect Home Buyers?
- How to Prepare for Your Home Purchase
- Can Subordinate Financing Help You Reach Your Dream of Home Ownership?
March 2019
- Can You Purchase a Multiple Home Property With an FHA or a HomePossible Loan?
- How Amazon Moving to the DC Metro Area Will Affect the Housing Market
- What is EAHP? How Can it Help You with Homeownership in D.C.?
- Reasons to Become a Landlord
February 2019
- What Could Affect Your Mortgage Interest Rate? Part 2: Personal Factors
- What Is an Appraisal and What Does it Mean for You?
- 5 Questions All Listing Agents Should Ask Lender's About The Buyer's Pre-Qualifications
- 4 Reasons Now is the Right Time to Refinance Your Home
January 2019
- Making Sure Your Tax Return Leads to a Smooth Home Buying Process
- Three Most Important Numbers to Consider for a Mortgage Application
- What Could Affect Your Mortgage Interest Rate Part 1?
December 2018
- What is a Certificate of Eligibility and do I need one?
- Ready to Buy: Should it be a Condo or Home?
- Top 8 Reasons to live in the DMV
- Tips to Improve your Credit Score
November 2018
- What is a Non-Conforming Mortgage?
- What Does Loan-to-Value Ratio Mean for a Mortgage?
- What You Need to Know About Home Equity Lines of Credit
- Understanding Mortgage Points and Why They Matter
October 2018
- What's the Difference Between a Lien and a Mortgage?
- What's a "Final Walk-Through" and Why Is It Important?
- Understanding the Difference Between Rates and APR
- How Much Does Closing a Mortgage Really Cost?
September 2018
- 5 Tips for Furnishing Your Home the Smart Way
- What Is A Mortgage Credit Certificate?
- How To Find A Good Home In The Right School District?
- 9 Benefits of Owning a Vacation Home
August 2018
- What Are Government Mortgage Loans?
- Options For Affording A Down Payment On A Home
- What Are Conventional Mortgage Loans?
July 2018
- Owning vs. Renting: The 5 Benefits of Home Ownership
- 6 Reasons Why Summer Is A Great Time To Buy A Home
- Am I Too Young To Buy A Home?
June 2018
May 2018
- Steps For Buying Your First Home
- Understanding Your Closing Costs
- Do I Need A Good Credit Score To Get A Mortgage?
- What Is A Pre-Qualification?
April 2018
- What the Increase in Interest Rates Means for Mortgages
- Apps and the Mortgage Process: Should I Talk to a Mortgage Lender?
- Owning a Vacation Home: Investing in Your Future
March 2018
- How to Get Your Home Ready for Spring
- What is a Real Estate Assessment and How Does It Affect Me?
- 5 Things You Need to Know About Transfer Taxes
- The Financial Do's and Don'ts of Buying a Home
February 2018
- Refinancing Now Can Be a Good Investment After Tax Reforms
- 5 Reasons to Finance with a Private Mortgage Lender
- 8 Perks of Owning Versus Renting a Home
- 7 Great Types of Programs For First Time Home Buyers
January 2018
- What is a Bridge Loan and Who Should Get One?
- 5 Best Tips for Managing Your Money in 2018
- Top Tips When Shopping For a New Home
December 2017
- Things you Need to Know Before you Freeze your Credit
- How Might Proposed Tax Reforms Affect Housing Markets?
- Home Preservation Tips for the Harsh Winter Months
- Store Credit Cards: What You Need to Know
November 2017
- Tips for Furnishing Your First Home
- Optional or Obligation: An Explanation of Mortgage Insurance
- Five Ways To Pay Off Your Home Sooner
October 2017
- Do I need Flood Insurance Or am I Already Covered?
- Moving? Check Out Potential School Districts
- Recently Engaged? Here's How to Begin Budgeting as a Couple
- Alexandria's Heart - Enjoy Old Town
September 2017
- The Significance of your Credit Rating
- What to Consider When Refinancing Your Home
- How to Save Up for Your First Down-Payment on a House
- Home Refinancing: What Is It and What Can It Do for You?