Call Troy Toureau 301-440-4261
Profile picture of Troy Toureau

Troy Toureau

Loan Officer

NMLS ID 5618

ttoureau@firstsavings.com
301-440-4261 cell

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About Troy

I have spent my entire real estate career in the Washington, DC area... My business is generated from referrals from realtors, business professionals and previous clients. I have personally closed over a Billion Dollars in loan volume over my career. I also have been recognized as one of the top 100 mortgage loan originators in the country for the past several years. I can work with the first-time homeowner just as well as a savvy investor. To help streamline our process, we have a simple online application for your convenience. I am available 7 days a week to answer your questions. I look forward to helping you!

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Homebuyers

Whether you are a first time home buyer or purchasing your dream home, Troy will help you find the right financing solutions to meet your needs.

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Today's Rates

Mortgage Rates can change on a daily basis. Due to these fluctuations timing is everything. Troy specializes in understanding market trends.

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Refinance

Learn about refinancing your home to cash out on home equity, lower your rate and monthly payment. Troy can help.

What are you waiting for? Getting started is easy.
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Testimonials

"Troy Toureau and his team were amazing! Couldn't be happier with their performance and results. Highly recommend him to all my fellow veterans out there to look out for our special needs and circumstances! Troy is a joy to work with, a true professional..."

DD Gainesville, VA

"Troy and his team made the mortgage process a breeze. Throughout every step of the process, from pre-approval through closing, the team was effective in communicating everything they needed, as well as anything that may be outstanding. Once the information was provided, they were also great about providing updates and guidance about what NOT to do or purchase prior to closing. Very thorough team and I highly recommend working with Troy!"

OD Woodbridge, VA

"My husband and I recently purchased a condo with the help of Troy as our lender, and we could not have been happier with our experience. Troy is really knowledgeable on mortgages and provided honest advice throughout the lender process. He was always available to answer questions and took time to explain each step of the process given that we were first time home buyers. He made us feel confident in our decisions, and we are so excited to be homeowners! Additionally, his colleagues Ashley and Sara were great resources and helped us stay informed throughout the home buying process. I would recommend this team to anyone!"

IK Arlington, VA

Products

Offering Several Different Loan Programs To Meet Your Needs

Take the time to learn more about the types of loans Troy provides

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Conventional Loans

Offering Fixed and Adjustable Rates, low down payment options, no mortgage insurance options and more.

FHA Homes Loans

The FHA home loan is a great option with flexibility in qualifying those with lower credit scores.

VA Loans

For our veterans and service members 100% VA loans and low down payment options for loans exceeding VA limits.

Refinance Loans

Learn about refinancing your home to cash out on home equity, lower your rate and monthly payment.

First Time Home Buyer

We are here to help with many home loan options for when you purchase your first home..

Jumbo Loans

First Savings Mortgage offers Jumbo and Super Jumbo mortgage options with competitive rates.

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Meet the Team

Profile picture of Ashley DeCenzo

Ashley DeCenzo

Loan Officer

adecenzo@firstsavings.com
703-564-1722 office

About Ashley

As a knowledgeable Loan Officer Assistant with over 10 years of experience in the real estate and lending industry, I am passionately committed to providing the absolute best experience for our borrowers. I am excited for ever borrower and every transaction! I have worked on the lending and also title side which gives me a well rounded understanding of the borrower’s process. I grew up in the Northern Viginia area and come from a family who have had lifelong careers in this business.

We pride ourselves on being industry experts and exceeding our clients’ expectations through our trusted guidance, patience, and approachability with speed & efficiency. Whether you are buying, refinancing, or investing, we put our clients’ best interests first and give them the resources needed to make informed decisions. The team is always available by phone or email and pride ourselves on that availability to our clients. Let’s work together to create a smooth and seamless buying experience.

We are currently serving VA, MD, DC and Florida and look forward to working with you!

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Sara Saverine

Loan Processor

ssaverine@firstsavings.com
703-564-1726 office

About Sara

I have been in the real estate industry for more than 30 years and have been a processor with Troy for the last 20 years. The teamwork that we have has created an environment for us to have a large number of repeat borrowers. I have developed and maintained relationships with our clients and my primary concern is customer service. I work very hard to make sure that all borrowers close on time and that they enjoy a smooth loan process. I previously have worked at a title company and an attorney's office so I am well versed in all aspects of the closing process.

I have two children and have grown up in and reside in Loudoun County, VA.

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