What is a Certificate of Eligibility and Do I Need One?

The U.S. Department of Veterans Affairs offers VA guaranteed loans to assist veterans with home buying. In order to receive this benefit, veterans must provide lenders with a Certificate of Eligibility (COE) from the VA. The COE is an important step on the path to homeownership for many veterans and active service members.
2025 Area Median Income (AMI) Limits

A Military Spouse’s Guide to VA Loans

There are various home loan options available for eager buyers looking for the perfect home. But if you’re a spouse in a military family, a VA loan may be a great option. VA loans offer a variety of advantages, but many military families aren’t aware of all of what these loans have to offer.
Difference Between a Lien and a Mortgage

There are two types of loans for home buyers to consider to assure funds will be repaid: a mortgage and a lien. Learn about the differences here!
Why am I getting a real estate tax bill if my mortgage escrows for taxes and insurance?

You did everything right. You saved money, you put down 15 percent towards a house purchase, and you opted to escrow your taxes and insurance so you would not face a large tax bill every year. Unexpectedly, you received a bill in the mail for your taxes. Why?
Debunking common misconceptions about downsizing

Downsizing is often surrounded by various misconceptions that can cloud the decision-making process. In this blog post, we aim to dispel those misconceptions and shed light on the benefits of downsizing.