Understanding Mortgage Points and Why They Matter
When applying for a mortgage, you are likely to hear terms you are unfamiliar with. One of these terms is mortgage points and it is important to understand what they are and how they impact your mortgage.
What You Need to Know About Home Equity Lines of Credit
When you want to remodel your home, pay off credit card debt, or finance your child’s education, you may be able to borrow against the equity in your home. One option to consider is a home equity line of credit, or HELOC.
What Does Loan-to-Value Ratio Mean for a Mortgage?
In simple terms, LTV is a risk assessment ratio that mortgage companies, banks, and other lenders look at to determine whether or not to approve a mortgage loan.
9 Benefits of Owning a Vacation Home
There are actually many positive reasons to owning a vacation home, and they can be beneficial in various ways for the owner.
5 Tips for Furnishing Your Home the Smart Way
So you’ve found your dream home or maybe you just finished some renovations. Congratulations! But now, you have to figure out the best way to furnish your home.
What Are Government Mortgage Loans?
Government mortgage loans are loans that the government makes to people who are seeking to buy a home. These loans are often referred to as Federal Housing Administration (FHA) loans and they are made by the Housing & Urban Development (HUD) department of the government.