First time homebuyer and the loan process
Buying your first home can be strenuous, that’s why it’s important to educate yourself and follow your lender guidance to make this process as smooth as possible.
Top questions renters should ask before purchasing a home
Are you ready to leap from renting to buying a home? Purchasing a home is an exciting milestone but requires careful consideration. That’s why it’s important for renters to arm themselves with the knowledge of what to expect and the questions to ask when taking this big step.
5 ways maintaining your home can help keep it’s value
You routinely take your car for oil changes. You make time out of a busy schedule to work out or routinely go for annual checkups. Why? Because you understand how important it is to maintain your body and car to keep things in shape year-round. Yet, most homeowners overlook routine maintenance of their largest financial asset- their home.
How to get a mortgage without a W-2
Providing a W-2 to a potential lender is a common way of substantiating proof of income for full-time and salaried individuals, but it is by no means the only way of proving to a lender that you can handle a mortgage payment. Lenders want to see that you are creditworthy and will be able to keep up with monthly payments for the foreseeable future. If you do not have a W-2, there are several other ways to give lenders a snapshot into your financial situation.
How does getting a vacation home work?
Are you considering getting a vacation home? Owning a vacation home can be a great investment and provide a place to relax and enjoy the company of family and friends. Before making the decision to purchase a vacation home, it is important to do your research and understand the differences between a vacation home and a primary residence.
Co-op vs Condo vs Townhouse
When it comes to purchasing a home, there are many options to choose from, including co-ops, condos and townhomes. Each type of home has its own set of benefits and considerations, and it’s important to understand the differences between them before making a decision.