Benefits of living in an HOA

HOA Meeting

There are some great benefits for living in an HOA community that you may want to look into when looking for a house. Not all HOA’s are the same, so make sure to ask your realtor the questions when considering buying a home with HOA.

Qualifying for a mortgage with student debt

Confused man

At First Savings, we understand that buying a home is a major milestone in your life, and we also know that for many people, student loan debt is a significant financial burden. However, having student loan debt does not necessarily disqualify you from obtaining a mortgage. In fact, many people with student loan debt are able to successfully qualify for a mortgage and become homeowners.

First time homebuyer and the loan process

Clean desk with house

Buying your first home can be strenuous, that’s why it’s important to educate yourself and follow your lender guidance to make this process as smooth as possible.

Top questions renters should ask before purchasing a home

Keys

Are you ready to leap from renting to buying a home? Purchasing a home is an exciting milestone but requires careful consideration. That’s why it’s important for renters to arm themselves with the knowledge of what to expect and the questions to ask when taking this big step.