Why You Should Wait on Big Purchases Until after You’ve Bought a Home

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Buying a home is exciting-you have a whole new house to make your own. It’s so tempting to get a head start on all the new things you need to buy, but you should know that excessive spending while you’re in the contract-to-close period can cause problems with your final loan approval.

Adjustable Rate Mortgages: What Are They and Should You Get One?

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An adjustable rate mortgage (ARM) is kind of what it sounds like. Your mortgage is going to adjust throughout time. Most people choose an adjustable rate mortgage because they can typically get a better interest rate at the beginning. However, the rate will change through time, meaning that your mortgage will be a different amount each month.

The Financial Do’s and Don’ts of Buying a Home

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When you are going out to buy a home there are a lot of things to consider, however, one of the most important things to consider are finances. Whatever type of home you end up buying should be a home that you can realistically afford to purchase.

How to Make Your Offer Stand Out Above the Rest

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The real estate market is booming. It is a seller’s market. Most homes that enter the market have multiple offers within days. As a buyer, it can be tricky. You may look at home, and before you even decide whether you are interested or not, it is no longer available.