Custom Loans

What is a custom loan?

A custom loan also referred to as a unique home loan, is a loan that a mortgage lender creates specifically for a borrower. This may seem a bit broad but it can be a loan that doesn't necessarily fit into any specific category. If the loan is able to be created within the capacity of the lender's abilities, it is designed as a custom loan. At First Savings, these types of loans are also known as "Tailor-made Loans" which refer to the loan in nature as being tailored to the client. First Savings Mortgage is able to accommodate a variety of custom loan types. Find the custom loans that best meets your needs below!

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Bridge Financing Options

Bridge the gap between the purchase of your new home and the sale of your old one.

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Renovation Loans

Renovation loans allow homeowners the funds to make upgrades and improvements.

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Home Equity Loans

Enables you to borrow funds against the value of a mortgage in your current home.


Home Equity Line of Credit

A loan that allows you to borrow money using the equity in your home.

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Asset Depletion Loans

A method to obtain a loan when one has limited income but substantial assets.

You may be in need of a custom loan if you fall into the following circumstances:

Many times, you may just need a different type of loan created for you. While these custom loans are not as common, First Savings wants to make sure that at the end of the day, you have a loan that fits your needs. If any of these situations seem like something you are or could be going through, contact us today to sit down and discuss putting together a custom loan for you.

What is the process to obtain a custom home loan at First Savings Mortgage:

First Savings takes pride in providing a signature white glove service to new and uncommon financial situations. Whether it's relocation, credit standing or a need specific to a property you are buying, First Savings Mortgage is able to create a unique home loan to fit the need if it is possible.

Typically, we like to take a look at the entire financial picture as a lender. Being the largest privately owned lender in the DC Metropolitan area, we are able to work with an abundance of diverse needs. As a client, you'll sit down with an expert Loan Officer and discuss all of the various options that we currently offer. We'll take into account your credit score, debt-to-income ratio, your down payment funds and other factors necessary for creating a custom loan.

Custom loans may seem a bit vague and that is because they are. Lenders understand that not everyone's mortgage needs can fit into an out-of-the-box loan. Not all lenders even take the time to understand those needs fully. What is great about First Savings Mortgage is that we take the time to educate our clients about all of their options and will create a unique home loan if a standard loan will not suffice. Meet with an expert local Loan Officer today to get a better understanding of your unique loan options.