FHA Refinance
FHA Refinance FHA Refinance Refinancing your mortgage can be a powerful financial tool, allowing you to lower your interest rate, reduce your monthly payments, or even tap into your home’s equity. For many homeowners, an FHA refinance offers an attractive path to achieving these goals. Whether you have an existing FHA loan or a conventional […]
HomeBoost Community Grant
Community Heroes Homebuyer Grant Supporting Community Heroes in Achieving Homeownership At First Savings, we recognize and appreciate the invaluable contributions of those who dedicate their lives to serving others. Whether you are a law enforcement officer, educator, healthcare worker, firefighter, first responder, veteran, or active-duty military member—or the surviving spouse of a service member—your commitment […]
HomeBoost First-Time Homebuyer Grant
First-Time Homebuyer Grant Program HomeBoost First-Time Homebuyer Grant Program Buying your first home is a significant milestone, and at First Savings, we understand that securing the right financing is just as crucial as finding the perfect home. That’s why we are proud to introduce the HomeBoost First-Time Homebuyer Grant Program, designed to provide financial assistance […]
Investment Property
Investment Property Buying an Investment Property Investing in real estate can be a lucrative way to build wealth and generate passive income. However, securing financing for an investment property differs from obtaining a mortgage for a primary residence. Lenders have stricter requirements to mitigate the additional risk associated with rental properties. Understanding these requirements can […]
Bank Statement
Bank Statement Loans Bank Statement Mortgage Loans For many self-employed individuals and small business owners, securing a traditional mortgage can be challenging. Standard mortgage applications often require W-2 forms and tax returns that may not accurately reflect a borrower’s true income. Fortunately, bank statement mortgage loans offer a flexible alternative, allowing borrowers to qualify based […]
Second Home Mortgages
Second Home Mortgages Buying a Second Home Purchasing a second home can be an exciting and rewarding investment, whether you’re looking for a vacation retreat, an income-generating rental property, or a future retirement residence. However, securing financing for a second home requires careful planning, as lenders have stricter requirements compared to primary residence loans. Here’s […]