What is a Certificate of Eligibility and Do I Need One?
The U.S. Department of Veterans Affairs offers VA guaranteed loans to assist veterans with home buying. In order to receive this benefit, veterans must provide lenders with a Certificate of Eligibility (COE) from the VA. The COE is an important step on the path to homeownership for many veterans and active service members.
A Military Spouse’s Guide to VA Loans
There are various home loan options available for eager buyers looking for the perfect home. But if you’re a spouse in a military family, a VA loan may be a great option. VA loans offer a variety of advantages, but many military families aren’t aware of all of what these loans have to offer.
Difference Between a Lien and a Mortgage
There are two types of loans for home buyers to consider to assure funds will be repaid: a mortgage and a lien. Learn about the differences here!
Why am I getting a real estate tax bill if my mortgage escrows for taxes and insurance?
You did everything right. You saved money, you put down 15 percent towards a house purchase, and you opted to escrow your taxes and insurance so you would not face a large tax bill every year. Unexpectedly, you received a bill in the mail for your taxes. Why?
Bill Bray
Foreign Nationals Mortgage Program
Foreign Nationals Mortgage Program Foreign Nationals Mortgage Program: Buying in the U.S. If you’re a foreign national looking to buy or refinance a home in the United States, you may be wondering how to qualify for a mortgage without U.S. credit or income documentation. The good news is that there’s a loan program designed specifically […]