First Savings Mortgage
Get Started

USDA

USDA Rural Housing Loans USDA Mortgages: Homeownership in Rural America For many prospective homeowners, affordability is a key concern when purchasing a home. One financing option that often goes overlooked is the USDA mortgage, a government-backed loan designed to promote homeownership in rural and suburban areas. This program, offered through the United States Department of […]

Closing Cost Assistance

Closing Cost Assistance Closing Cost Assistance for Homebuyers Purchasing a home is an exciting milestone, but for first-time homebuyers, the associated costs can sometimes feel overwhelming. Beyond the down payment, closing costs can add an additional financial burden. Fortunately, various closing cost assistance programs exist to help ease this expense, making homeownership more attainable. What […]

Low Down Payment

Low Down Payment Options A Guide to Low Down Payment Mortgage Options Buying your first home is an exciting milestone, but it can also be a daunting financial challenge. One of the biggest hurdles for many first-time homebuyers is saving for a down payment. Fortunately, there are several mortgage options available that require a low […]

LDP Jumbo Loan

LDP Jumbo Loans Low Down Payment Jumbo Mortgages For homebuyers looking to purchase higher-value properties, jumbo loans are often the go-to financing option. Traditionally, these loans have required substantial down payments, typically around 20% or more. However, First Savings offers low down payment jumbo mortgage loan options, making it easier for buyers to enter the […]

Buydown Options

Mortgage Buydowns Mortgage Buydowns: A Smart Strategy for Homebuyers Purchasing a home is one of the most significant financial commitments you can make. Given the fluctuating nature of interest rates, many homebuyers and lenders explore options to make mortgage payments more manageable. One such strategy is a mortgage buydown, which can provide temporary or permanent […]