Making Sure Your Tax Return Leads to a Smooth Home Buying Process

The beginning of a New Year is quickly becoming a reality. Along with the fresh start of a new calendar year, also comes the time for your employer to send to you a W-2 or 1099, which gives the total of wages earned the previous year, as well as taxes you had withheld. By law, this must be sent to you by January 31. If you are self-employed, you will total your income yourself. Investments of a rental property also must be documented and figured by you.

Top 8 Reasons to live in the DMV

Even though most people think about driver’s license centers when they hear about the DMV, it is also a name given to the area of Maryland, Virginia, and Washington DC. Though most people can’t imagine living anywhere near DC due to the traffic, there are many reasons why it is a great place to live.

Understanding Mortgage Points and Why They Matter

When applying for a mortgage, you are likely to hear terms you are unfamiliar with. One of these terms is mortgage points and it is important to understand what they are and how they impact your mortgage.

What You Need to Know About Home Equity Lines of Credit

When you want to remodel your home, pay off credit card debt, or finance your child’s education, you may be able to borrow against the equity in your home. One option to consider is a home equity line of credit, or HELOC.

What Does Loan-to-Value Ratio Mean for a Mortgage?

In simple terms, LTV is a risk assessment ratio that mortgage companies, banks, and other lenders look at to determine whether or not to approve a mortgage loan.

9 Benefits of Owning a Vacation Home

There are actually many positive reasons to owning a vacation home, and they can be beneficial in various ways for the owner.