How to Make Your Offer Stand Out Above the Rest

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The real estate market is booming. It is a seller’s market. Most homes that enter the market have multiple offers within days. As a buyer, it can be tricky. You may look at home, and before you even decide whether you are interested or not, it is no longer available.

How to Calculate Your Total Monthly Payments When Buying a Home

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Buying a home takes your household and your finances to the next level. You are putting down roots and also investing in a long-term loan. You are becoming a homeowner and also committing to the monthly costs of living in your home. This means that buying a home also means calculating all the monthly payments, from the mortgage payments to the internet bill.

What Is a Ratified Contract and Why Do I Need One to Buy a Home?

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As a homebuyer, you will likely need a ratified contract for the processing and approval of your mortgage loan application. It is an essential aspect of the process that can make or break your purchase. We’ve outlined everything you need to know below to help you understand what a ratified contract is and why you need one.

Heartwarming Ways to Save for a Down Payment this Holiday Season

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Did you ever have one of those childhood holidays where you were hoping for one gift more than anything else? Maybe it was a bicycle, a gaming console, or a toy you’d become so excited about that all other gifts and holiday traditions faded into the background. Your joy while unwrapping that gift? Unforgettable. Saving for a house over the holiday season is not unlike that childhood anticipation.

Five Ways Switching Jobs Can Derail the Home Buying Process

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Loan officers often tell potential homebuyers not to change jobs during the home buying process. A switch in positions during the home buying process can rattle lenders, as they worry about the new homebuyer’s employment and income stability.