Heartwarming Ways to Save for a Down Payment this Holiday Season

Making ornaments

Did you ever have one of those childhood holidays where you were hoping for one gift more than anything else? Maybe it was a bicycle, a gaming console, or a toy you’d become so excited about that all other gifts and holiday traditions faded into the background. Your joy while unwrapping that gift? Unforgettable. Saving for a house over the holiday season is not unlike that childhood anticipation.

Five Ways Switching Jobs Can Derail the Home Buying Process

Handshake

Loan officers often tell potential homebuyers not to change jobs during the home buying process. A switch in positions during the home buying process can rattle lenders, as they worry about the new homebuyer’s employment and income stability.

What Does the Term “Pending” Mean on a Home Sale?

For Sale Sign

Purchasing a new home is a very exciting experience, but it is also something that most people will only do a handful of times in their life. When they are not actively pursuing a home purchase, they are unlikely to spend much time thinking about what the various aspects of real estate sales entail, and thus, many end up confused by some of the terms thrown at them when they are preparing to make their purchase. Therefore, we want to cover the question about what the term “pending” means in relation to a home sale.

Maintenance Tips to Enjoy the Full Value of Your Garage

Garage

It’s a common myth that your garage doesn’t need maintenance. It’s practically outdoors, the structure is simple, it’s just a concrete floor; what could go wrong? However, a well-maintained garage adds valuable space to your home. Inattentive maintenance can also lead to inconvenient and costly repairs, like replacing the garage door after the tracks rust through.

Here Is Everything You Ought to Know About Converting Your Mortgage Loan

Couple thinking over paperwork

Many consumers seek to refinance certain debt obligations to obtain more favorable borrowing terms. Certain conditions like a negative shift in the economy are the main drivers. The common goals for refinancing are to lower the fixed interest rate and reduce payments over the entire period of the loan