How a Loan Officer Can Help You Save On Your New Home

Reviewing papers

A loan officer is an expert who assists in choosing the ideal loan option that suits you best. Also known as a mortgage banker, mortgage consultant, a loan originator, and more, the goal of a loan officer is to guide you through the financing side of purchasing a home.

What Do I Need to Know about Home Appraisals?

Appraisal

When you are purchasing a home, you will notice that there is someone who comes to the property that you are about to buy and inspects the entire unit. This inspection must be completed before you can close on your new home. The process exists to protect both you and the seller. The results from an appraisal give you an idea of the worth of the home and stops you from overpaying for the home you want to buy.

Earnest Money: What You Need to Know About before You Put Money on an Offer

Woman gesturing

If you’re looking to buy a property, there are a whole host of things that come into the picture. Before you put in an offer to buy a particular home, you need to get pre-qualified. To execute the process of pre-qualification, you can contact your lender. One of the best ways to expedite this process is to choose a local lender who knows the ins and outs of the real estate market.