Closing Day? Things To Know Before Getting Your Keys
You’ve been waiting for the right time to get the keys to your home, working hard, saving up year after year for a down payment, and raising your credit score while ensuring a steady flow of income. Now, it’s come down to the final days of the loan process. A process that feels like it’s lasted forever. Now, the question is: when do you get the keys to your new home?
Why You Should Wait on Big Purchases Until after You’ve Bought a Home
Buying a home is exciting-you have a whole new house to make your own. It’s so tempting to get a head start on all the new things you need to buy, but you should know that excessive spending while you’re in the contract-to-close period can cause problems with your final loan approval.
The Complete Guide on How to Navigate a Seller’s Market as a Homebuyer
Recently, one of our clients was lamenting on how difficult it is to buy a home in today’s market. “It’s really a seller’s market out there!” she exclaimed – and she was not wrong.
How a Loan Officer Can Help You Save On Your New Home
A loan officer is an expert who assists in choosing the ideal loan option that suits you best. Also known as a mortgage banker, mortgage consultant, a loan originator, and more, the goal of a loan officer is to guide you through the financing side of purchasing a home.
What Should You Do Now That Your Offer Has Been Accepted?
After months of searching, you’ve finally found the perfect house – your dream home! It’s just what you were looking for and within your budget. So, what’s the next step?
What Do I Need to Know about Home Appraisals?
When you are purchasing a home, you will notice that there is someone who comes to the property that you are about to buy and inspects the entire unit. This inspection must be completed before you can close on your new home. The process exists to protect both you and the seller. The results from an appraisal give you an idea of the worth of the home and stops you from overpaying for the home you want to buy.