Why am I getting a real estate tax bill if my mortgage escrows for taxes and insurance?
You did everything right. You saved money, you put down 15 percent towards a house purchase, and you opted to escrow your taxes and insurance so you would not face a large tax bill every year. Unexpectedly, you received a bill in the mail for your taxes. Why?
Bill Bray
Foreign Nationals Mortgage Program
Foreign Nationals Mortgage Program Foreign Nationals Mortgage Program: Buying in the U.S. If you’re a foreign national looking to buy or refinance a home in the United States, you may be wondering how to qualify for a mortgage without U.S. credit or income documentation. The good news is that there’s a loan program designed specifically […]
Construction-Perm
Build a Custom Home Building Your Dream Home with a One-Time Close Construction Loan Building a custom home is an exciting journey that allows you to design a space tailored to your lifestyle, needs, and personal taste. However, financing a custom build can seem complex—this is where a One-Time Close (OTC) construction loan comes in. […]
New Construction Loans
New Construction Loans New Construction Homes Are you considering purchasing a brand-new home? Buying a new construction home is an exciting opportunity to customize your living space while enjoying the perks of modern design, energy efficiency, and builder warranties. Whether you’re a first-time homebuyer or looking to upgrade, a newly built home can offer long-term […]
Renovation Loans
Renovation Loans Renovation Loans Homeownership is a journey that evolves with time. As families grow, lifestyles change, and needs shift, many homeowners find themselves at a crossroads—should they move to a new home or renovate their existing one? While moving might seem like the simpler solution, renovating your current home offers numerous benefits that can […]