Your business

Tells a bigger story

Purchase or refinance using Bank Statement Financing instead of traditional income documentation for qualified applicants.

Why consider Bank Statement financing?

  • Qualify Using Bank Statements
  • Purchase & Refinance Options
  • Alternative to Traditional Income Qualification
  • Flexible Qualification Options

Explore all your financing options

Take our quick quiz and connect with an expert to explore financing options that may fit your goals

1 Tell Us About Your Situation
Answer a few quick questions.

2 Connect With an Expert
A mortgage advisor will review your information.
3 Explore Available Options
Discuss solutions that may fit your needs.

Is This Financing Solution Right for You?

It may be worth exploring if you want to...

  • Own or operate your own business
  • Want to purchase or refinance without traditional income documentation
  • Have strong cash flow but lower taxable income
  • Have a financial profile that may not fit conventional qualification
  • Want to explore flexible home financing options

Financing Designed Around You

Traditional income documentation doesn't always reflect the strength of a successful business. Bank Statement Financing provides qualified applicants another way to explore home financing using eligible bank statements.

  • Flexible Portfolio Financing
  • Alternative Qualification Options
  • Purchase & Refinance Solutions
  • Guidance From Experienced Mortgage Advisors

Frequently Asked Questions

Answers to questions about this loan we heard from
people like you during research.

Qualified applicants may be eligible to purchase a home using Bank Statement Financing, subject to loan amount, credit profile, occupancy, bank statement eligibility, and program guidelines.

Yes. Eligible homeowners may be able to refinance an existing mortgage using Bank Statement Financing through a rate-and-term or cash-out refinance.

A Bank Statement Loan is a portfolio financing solution that allows qualified applicants to use eligible bank statements as part of the mortgage qualification process instead of relying solely on traditional income documentation.

Not necessarily. Qualified applicants may be able to qualify using eligible bank statements instead of traditional income documentation, subject to program guidelines.

Complete our quick quiz or connect with an experienced mortgage advisor to explore financing solutions that may fit your goals and financial situation.