Your Assets

Tells a bigger story

Purchase or refinance using eligible financial assets with Asset Qualification Financing instead of traditional income for qualified applicants.

Why consider asset qualification financing?

  • Qualify Using Eligible Financial Assets
  • Purchase & Refinance Options
  • Alternative to Traditional Income Qualification
  • Flexible Qualification Options

Explore all your financing options

Take our quick quiz and connect with an expert to explore financing options that may fit your goals

1 Tell Us About Your Situation
Answer a few quick questions.

2 Connect With an Expert
A mortgage advisor will review your information.
3 Explore Available Options
Discuss solutions that may fit your needs.

Is This Financing Solution Right for You?

It may be worth exploring if you want to...

  • Have significant savings, investments, or other eligible financial assets
  • Want to purchase or refinance without relying solely on traditional income
  • Are retired or nearing retirement
  • Have a financial profile that may not fit conventional qualification
  • Want to explore flexible home financing options

Financing Designed Around You

Traditional income doesn't always reflect your complete financial picture. Asset Qualification Financing provides qualified applicants another way to explore home financing using eligible financial assets.

  • Flexible Portfolio Financing
  • Alternative Qualification Options
  • Purchase & Refinance Solutions
  • Guidance From Experienced Mortgage Advisors

Frequently Asked Questions

Answers to questions about this loan we heard from
people like you during research.

Qualified applicants may be eligible to purchase a home using eligible financial assets, subject to loan amount, credit profile, occupancy, asset eligibility, and program guidelines.

Yes. Eligible homeowners may be able to refinance an existing mortgage using Asset Qualification Financing through a rate-and-term or cash-out refinance.

An Asset Qualifier Loan is a portfolio financing solution that allows qualified applicants to use eligible financial assets as part of the mortgage qualification process instead of relying solely on traditional income.

Not necessarily. Qualified applicants may be able to qualify using eligible financial assets instead of relying solely on traditional income, subject to program guidelines.

Complete our quick quiz or connect with an experienced mortgage advisor to explore financing solutions that may fit your goals and financial situation.