Fast Pre-Approvals. Smarter Refinances.
Flexible Mortgages for Self-Employed Borrowers, Investors & Unique Income
– even when traditional banks say no
100 out of 10 stars!
I refinanced my home and this was truly a smooth as silk, seamless and flawless experience! From my very first contact to through post closing, his professionalism and team are nothing short of perfection! That’s a tall claim to be perfect and yet it was. The application and process are very simple to complete through the secure app. There wasn’t a single glitch and it was SO easy to use.
Smooth Loan Process
The online portal for uploading docs was so easy and convenient. He was able to provide the pre-approval letter quickly when we found a home we loved, and we were able to close in 15 business days. Would absolutely work with him again!
Excellent mortgage service
Excellent mortgage service—professional, responsive, and smooth process from start to finish. The team was always available to answer my questions and made the entire experience stress-free. Highly recommend to anyone buying a home!
Excellent rates, and timely, responsive service
The whole First Savings team provided timely and friendly responses to all our questions. They worked transparently with us to compare offers and make sure we were finding the avenue that was best for our family. We felt great working with them every step of the way.
Low rates, excellent communication, and only 9 days to close!
Our goal was to close as quickly as possible. The team said that it added no pressure to them to move quickly and that all they needed was 9 calendar days. True to their word, 9 days after that conversation, we closed. The crazier thing is that in our specific situation, everything was set to close on day 7.
First Savings was great!!
We had a very tight timeframe and as a self-employed household we had a lot that needed to be reviewed.The team was so helpful and professional. We got everything complete in time and their guidance was clear. Our rate was competitive and their insights were very helpful.
Great portal and fast turn around times
Was really happy with the portal they have. Being able to upload docs and have everything in one place where we could go back and review them was great. We had a slightly complicated start as some of my pay is in stock and option grants, but they were able to tell me what was needed and get things turned around fast when it mattered.
It could have not been easier
I had a lot going at the moment so I was dreading having to deal with the loan application and the entire process and steps that come with it. But to my surprise, the process was extremely smooth and quick. I had all my documentation well organized so that made it easier too but their application process is simple, efficient and intuitive.
Recent Fundings
Asset Depletion
Washington, D.C.
Loan Amount: $1,196,000
Bank Statement
Virginia
Loan Amount: $2,000,000
DSCR
Maryland
Loan Amount: $256,000
Built for Borrowers Beyond Traditional Guidelines
Flexible financing for qualified borrowers whose real-world income doesn’t fit traditional mortgage rules.
Does this sound like you?
- Are self-employed or a business owner
- Have strong cash flow with significant tax write-offs
- Invest in rental properties
- Qualify using bank statements instead of tax returns
- Have complex income or financial structures
Loans for Your Unique Finances
Programs for Purchases and Refinancing
Asset-based Loans
Qualify using your assets and
investments instead of income for a hassle-free mortgage.
5% Down Jumbo Mortgages
High-value home financing with low down payment options, competitive rates and flexible terms.
Bank Statement Loans
Allows qualified self-employed or non-traditional income sources to qualify for a mortgage.
Portfolio Bridge Loans
Leverage up to 100% of your equity to buy a new home before you sell your current home.
Real Estate Investment
Qualify based on rental income, with flexible options to close in an LLC or business entity.
Self-Employed Mortgages
Flexible loan options for business owners and entrepreneurs without traditional income.
Smarter Lending Starts Here
Since 1989, First Savings Mortgage Corporation has served the Washington, D.C. metro, Virginia, Maryland, Delaware, North Carolina, South Carolina, and Florida with personalized, reliable mortgage solutions.
- Specialized Non-QM lending expertise
- Fast pre-qualification process
- Dedicated, experienced mortgage advisors
Don’t Let Traditional Guidelines Hold You Back
Flexible financing for non-traditional income — take the quick quiz to see your options.
Committed to building lasting relationships, we emphasizes trust, transparency, and exceptional service throughout your home financing experience.
All information given here is subject to change without notice. Not all borrowers will qualify for advertised terms. This information is provided for illustrative purposes only and does not constitute a loan approval or commitment to lend. Actual interest rates, monthly payments, and closing costs may vary based on credit profile, loan program, property type, and other factors. Borrowers must receive and review an official Loan Estimate prior to selecting a loan product. All loans are subject to credit approval and applicable underwriting guidelines. Terms, conditions, and program availability are subject to change without notice. By refinancing your existing loan, your total finance charges may be higher over the life of the loan. Cash-out refinance transactions increase the total loan amount and may impact available home equity. Equal Housing Lender. First Savings Mortgage Corporation, NMLS ID #38694 (www.nmlsconsumeraccess.org) 8484 Westpark Drive, Suite 900, McLean, VA 22102
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