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Products

At First Savings Mortgage Corporation each loan officer is trained to review in detail the distinct advantages of the financing alternatives most suited to you. In addition to traditional and conventional financing we offer customized products designed to meet your individual financing needs.

Our solid financial products and competitive lending rates save you money

First Time Buyer

We’ll help you understand your choices

First Time home buying can be daunting, as a local lender you have access to us; stop by and visit or call us with your questions. We offer solutions for the first time home buyer through:

  • Low Down payment options
  • A detailed tool that will educate and prepare you for home ownership - download the first time home buyer brochure
  • We partner with many housing agencies in our region to offer you the most options, some partners include VHDA and DC Open Doors

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Smart 5/5 and 15/15

Adjusts only once

Rely on unique programs to offer you the best money management tools to finance your home. Our loan originators will explain the benefits of the 5/5 and 15/15 programs:

  • Financing up to 90%
  • Stability of a fixed rate for a period of either 5 or 15 years with a 30 year amortization

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Jumbo & Super Jumbo

Loans with a special touch

Jumbo loans require a special touch. Rely on a lender who knows the local marketplace, who can offer a multitude of options, and who will manage the transaction from application through closing:

  • Home financing up to $10 million
  • Cash Recapture options and Cash-out refinance options
  • Complex arrangements are made simple with flexible options to purchase or refinance
  • Financing for self-employed borrowers
  • Loan products for primary, investment, and even vacation properties

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Conventional

Conforming and High Limit Conforming Loans

Choosing the right lender is important to you, as a local lender we understand how many options you have and look forward to guiding you throughout your loan selection. We offer:

  • Low down payment options
  • No Mortgage Insurances options
  • First and second trust combination loans
  • Refinance loans that offer cash out options and money saving solutions

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Government

FHA, VHDA and VA residential financing available

Government loans have been around for years, trust your local lender to give you the facts and offer programs you can use:

  • 100% VA loans & low down payment options for loan amounts exceeding annual VA limits
  • FHA loans with credit scores down to 580
  • Disabled veterans get waived VA funding fees

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Tailor-Made Products

Customized products to suit your needs

Our loan originators have years of experience in our market place, the skills they bring to the table provide you with products Customized to suit your needs,

  • Bridge Financing
  • Renovation loans
  • Home Equity Loans & Lines of Credit
  • Asset Depletion Loans
  • Pledged Asset loans
  • Interest Only options
  • Unique properties and non warrantable condo projects

Apply Online Now!