Products

Our products and competitive rates save you money

At First Savings Mortgage each loan officer is trained to review in detail the distinct advantages of the financing alternatives most suited to you. In addition to traditional and conventional financing we offer customized products designed to meet your individual financing needs.

Conventional

  • Low down payment options
  • No mortgage insurances options
  • First and second trust combination loans
  • Refinance loans that offer cash out options and money saving solutions

Government

  • 100% VA loans and low down payment options for loan amounts exceeding annual VA limits
  • FHA loans with credit scores down to 580
  • Disabled veterans get waived VA funding fees

First Time Home Buyer

  • Low down payment options
  • We partner with many housing agencies to offer you the most options, some partners include VHDA and DC Open Doors

Smart 5/5 and 15/15

  • The 15/15 adjusts only once
  • Financing up to 90%
  • Stability of a fixed rate for a period of either 5 or 15 years with a 30 year amortization

Jumbo and Super Jumbo

  • Home financing up to $10 million
  • Cash recapture options and cash-out refinance options
  • Financing for self-employed borrowers
  • Loan products for primary, investment, and even vacation properties

Tailor-Made Products

  • Bridge financing
  • Renovation loans
  • Home equity loans and lines of credit
  • Asset depletion loans
  • Pledged asset loans
  • Unique properties and non warrantable condo projects