Matthew Gilday

Loan Officer

NMLS ID 206811

mgilday@firstsavings.com
240-223-1636 office
703-564-7003 fax

Opting out of Credit Agency Marketing

Credit Agencies used in conjunction with your mortgage application (Equifax, Experian, Innovis and Transunion) often sell your information for marketing purposes. This can include credit card companies and other mortgage lenders. You have a right to opt-out of this marketing; to complete the opt-out please follow these steps:

Go to optoutprescreen.com
Click the Click here to opt-in or opt-out button
Select Electronic Opt-Out for 5 years or Permanent Opt-Out by Mail and click Continue
Enter the required information and click Confirm

About Matthew

Let his knowledge and experience work for you. Whether you are buying a home, refinancing or considering a renovation project - call him. Matthew will be there to answer any questions you have.

Over 20 years’ experience at First Savings Mortgage
Lifelong Washington area resident and have lived in Kensington, MD the past 18 years with my wife and four kids
Committed to excellence in customer service
Local Lender with settlements as quick as 10 days
100% of his business is from personal referrals and repeat customers
First Savings is licensed in Washington DC, Maryland, Virginia, Delaware and Florida

Homebuyers

Whether you are a first time home buyer or purchasing your dream home, Matthew will help you find the right financing solutions to meet your needs.

Today's Rates

Mortgage Rates can change on a daily basis. Due to these fluctuations timing is everything. Matthew specializes in understanding market trends.

Refinance

Learn about refinancing your home to cash out on home equity, lower your rate and monthly payment. Matthew can help.

Testimonials

"Matt made the process simple and the least stressful experience involving verification of financial information. Recommend him to friends and family without any hesitation...."

Susan P. Silver Spring, MD Updated August 2021

"Matt was fantastic. Always took the time to explain everything and responded quickly to all contact. We really liked working with him...."

Sebastian F. Washington, DC Updated August 2021

"Gilday is such an asset to the company. He exceeded expectations...."

Jerome M. Silver Spring, MD Updated August 2021

Products

Offering Several Different Loan Programs To Meet Your Needs

Take the time to learn more about the types of loans Matthew provides

Conventional Loans

Offering Fixed and Adjustable Rates, low down payment options, no mortgage insurance options and more.

FHA Homes Loans

The FHA home loan is a great option with flexibility in qualifying those with lower credit scores.

VA Loans

For our veterans and service members 100% VA loans and low down payment options for loans exceeding VA limits.

Refinance Loans

Learn about refinancing your home to cash out on home equity, lower your rate and monthly payment.

First Time Home Buyer

We are here to help with many home loan options for when you purchase your first home..

Jumbo Loans

First Savings Mortgage offers Jumbo and Super Jumbo mortgage options with competitive rates.

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